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#0000001f}.faq-question{width:100%;padding:1.75rem 2rem;background:none;border:none;text-align:left;cursor:pointer;display:flex;justify-content:space-between;align-items:center;gap:1.5rem;transition:background-color .3s ease;font-family:inherit}.faq-question:hover{background-color:var(--bg-light)}.faq-question.open{background-color:var(--bg-light);border-bottom:1px solid var(--border-color)}.faq-question-text{font-size:1.15rem;font-weight:600;color:var(--text-color);flex:1;line-height:1.5}.faq-icon{font-size:1.5rem;font-weight:300;color:var(--primary-color);flex-shrink:0;width:32px;height:32px;display:flex;align-items:center;justify-content:center;border-radius:50%;background-color:#0066ff1a;transition:all .3s ease}.faq-question.open .faq-icon{background-color:var(--primary-color);color:var(--bg-white);transform:rotate(180deg)}.faq-answer{padding:0 2rem 1.75rem;animation:slideDown .3s ease}.faq-answer p{color:var(--text-light);line-height:1.8;font-size:1.05rem;margin:0}.faq-contact{max-width:900px;margin:0 auto;text-align:center;padding-top:2rem;border-top:1px solid var(--border-color)}.faq-contact p{color:var(--text-light);font-size:1.05rem;line-height:1.8}.faq-contact a{color:var(--primary-color);text-decoration:none;font-weight:600}.faq-contact a:hover{text-decoration:underline}.common-questions{background-color:var(--bg-white)}.questions-content{max-width:800px;margin:0 auto;text-align:center}.questions-content a{color:var(--primary-color);text-decoration:none}.coming-soon-section{padding:4rem 1rem;background-color:var(--bg-light);min-height:60vh;display:flex;align-items:center}.coming-soon-content{max-width:600px;margin:0 auto;text-align:center}.coming-soon-title{font-size:3rem;margin-bottom:1rem;color:var(--text-color)}.coming-soon-badge-large{display:inline-block;background-color:var(--text-light);color:var(--bg-white);padding:.5rem 1.5rem;border-radius:4px;font-size:1.1rem;font-weight:600;margin-bottom:2rem}.coming-soon-desc{font-size:1.1rem;color:var(--text-light);line-height:1.8;margin-bottom:1rem}.coming-soon-links{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;margin:2rem 0}.coming-soon-contact{margin-top:2rem;color:var(--text-light)}.coming-soon-contact a{color:var(--primary-color);text-decoration:none}@media(max-width:968px){.hero-variations-grid{grid-template-columns:repeat(2,1fr);gap:1.5rem}}@media(max-width:768px){.mobile-menu-toggle{display:flex}.nav-menu{display:none;position:absolute;top:100%;left:0;right:0;background-color:var(--bg-white);flex-direction:column;padding:0;box-shadow:0 4px 12px #00000026;max-height:calc(100vh - 100px);overflow-y:auto;z-index:1000}.nav-menu.active{display:flex}.nav-menu .desktop-only{display:none}.nav-menu .mobile-only{display:list-item}.nav-menu .nav-item{border-bottom:1px solid var(--bg-light);width:100%}.nav-menu .nav-item:last-child{border-bottom:none}.nav-menu .nav-link{display:flex;align-items:center;padding:2rem;font-size:1.5rem;font-weight:700;width:100%;min-height:80px;color:var(--text-color);text-decoration:none;transition:background-color .3s,color .3s}.nav-menu .nav-link:hover,.nav-menu .nav-link:focus{background-color:var(--bg-light);color:var(--primary-color)}.nav-menu .nav-cta{margin:1rem 2rem;text-align:center;border-radius:8px;padding:2rem;font-size:1.5rem;font-weight:700;min-height:80px}.hero{padding:4rem 1rem;min-height:400px}.hero-title{font-size:2.5rem}.hero-subtitle{font-size:1.25rem}.hero-variations{padding:3rem 1rem}.hero-variations-grid{grid-template-columns:1fr;gap:1.5rem}.hero-variation{min-height:300px;padding:2.5rem 1.5rem}.hero-variation-title{font-size:1.75rem}.hero-variation-subtitle{font-size:1rem}.cta-section .section-title{font-size:2rem}.page-hero{height:350px}.page-hero-content{padding:1.5rem 1rem}.page-hero-title{margin-bottom:1.5rem}.section-title{font-size:1.75rem}.insurance-grid,.features-grid{grid-template-columns:1fr}.companies-grid{grid-template-columns:repeat(auto-fill,minmax(150px,1fr))}.coverage-section{padding:3rem 1rem}.coverage-item-header{padding:1.5rem;flex-direction:column;gap:1rem}.coverage-item-title h3{font-size:1.25rem}.coverage-item-summary{font-size:1rem}.coverage-item-details{padding:1.5rem}.coverage-detail-section{margin-bottom:1.5rem}.coverage-detail-section h4{font-size:1.1rem}.coverage-examples-list li,.coverage-benefits-list li,.coverage-covered-list li,.coverage-not-covered-list li{font-size:1rem;padding-left:1.5rem}.faq-section{padding:3rem 1rem}.faq-question{padding:1.25rem 1.5rem}.faq-question-text{font-size:1.05rem}.faq-answer{padding:0 1.5rem 1.25rem}.faq-answer p{font-size:1rem}}.contact-form-section,.quote-form-section{padding:3rem 1rem;background-color:var(--bg-light)}.contact-form,.quote-form{max-width:800px;margin:0 auto;background-color:var(--bg-white);padding:2rem;border-radius:8px;box-shadow:0 2px 4px #0000001a}.form-title{font-size:2rem;margin-bottom:2rem;text-align:center;color:var(--text-color)}.form-section{border:none;margin-bottom:2rem;padding:0}.form-section legend{font-size:1.25rem;font-weight:600;margin-bottom:1rem;color:var(--text-color);padding:0 .5rem}.form-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:1rem;margin-bottom:1rem}.form-group{margin-bottom:1.5rem}.form-group label{display:block;margin-bottom:.5rem;font-weight:600;color:var(--text-color)}.form-group input,.form-group select,.form-group textarea{width:100%;padding:.75rem;border:1px solid var(--border-color);border-radius:4px;font-size:1rem;font-family:inherit;background-color:var(--bg-white);color:var(--text-color);transition:border-color .3s}.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--orange);box-shadow:0 0 0 3px #ff6b351a}.form-group textarea{resize:vertical}.radio-group{display:flex;flex-direction:column;gap:1rem}.radio-label{display:flex;align-items:center;padding:.75rem;border:1px solid var(--border-color);border-radius:4px;cursor:pointer;transition:background-color .3s}.radio-label:hover{background-color:var(--bg-light)}.radio-label.disabled{opacity:.6;cursor:not-allowed}.radio-label.disabled:hover{background-color:transparent}.radio-label input[type=radio]{width:auto;margin-right:.75rem;cursor:pointer}.radio-label.disabled input[type=radio]{cursor:not-allowed}.radio-label span em{font-style:italic;color:var(--text-light);font-size:.9rem}.form-note{margin-top:1rem;font-size:.875rem;color:var(--text-light);text-align:center}.contact-map{padding:3rem 1rem;background-color:var(--bg-light)}.map-wrapper{max-width:1000px;margin:0 auto;box-shadow:0 2px 8px #0000001a;border-radius:8px;overflow:hidden}.contact-info{padding:3rem 1rem;background-color:var(--bg-white)}.contact-info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2rem;max-width:1000px;margin:0 auto}.contact-info-card{text-align:center;padding:2rem;background-color:var(--bg-light);border-radius:8px}.contact-info-card h2{font-size:1.5rem;margin-bottom:1rem;color:var(--primary-color)}.contact-large{font-size:1.25rem;font-weight:600;margin-bottom:.5rem}.contact-large a{color:var(--text-color);text-decoration:none}.contact-large a:hover{color:var(--primary-color);text-decoration:underline}.claims-process{padding:3rem 1rem;background-color:var(--bg-white)}.process-steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem;margin-top:2rem}.process-step{text-align:center;padding:2rem;background-color:var(--bg-light);border-radius:8px}.step-number{display:inline-flex;align-items:center;justify-content:center;width:60px;height:60px;background-color:var(--primary-color);color:var(--bg-white);border-radius:50%;font-size:1.5rem;font-weight:700;margin-bottom:1rem}.process-step h3{font-size:1.5rem;margin-bottom:1rem;color:var(--text-color)}.process-step p{color:var(--text-light);line-height:1.8}.process-step a{color:var(--primary-color);text-decoration:none}.process-step a:hover{text-decoration:underline}.customer-service{padding:3rem 1rem;background-color:var(--bg-light)}.service-info{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem;margin-top:2rem}.service-card{background-color:var(--bg-white);padding:2rem;border-radius:8px;box-shadow:0 2px 4px #0000001a}.service-card h3{font-size:1.5rem;margin-bottom:1rem;color:var(--primary-color)}.service-card p{color:var(--text-light);line-height:1.8}.service-card ul{list-style:none;color:var(--text-light)}.service-card ul li{margin-bottom:.5rem;line-height:1.8}.service-card a{color:var(--primary-color);text-decoration:none}.service-card a:hover{text-decoration:underline}.additional-services{padding:3rem 1rem;background-color:var(--bg-white)}.services-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem;margin-top:2rem}.service-item{padding:2rem;background-color:var(--bg-light);border-radius:8px}.service-item h3{font-size:1.5rem;margin-bottom:1rem;color:var(--primary-color)}.service-item p{color:var(--text-light);line-height:1.8}.emergency-contact{padding:3rem 1rem;background-color:var(--primary-color);color:var(--bg-white);text-align:center}.emergency-contact .section-title{color:var(--bg-white)}.emergency-contact p{font-size:1.1rem;margin-bottom:1.5rem;opacity:.95}.emergency-cta{margin:2rem 0}.emergency-note{margin-top:1rem;font-size:.95rem;opacity:.9}.why-quote{padding:3rem 1rem;background-color:var(--bg-white)}.benefits-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:2rem;margin-top:2rem}.benefit-card{text-align:center;padding:2rem;background-color:var(--bg-light);border-radius:8px}.benefit-card h3{font-size:1.5rem;margin-bottom:1rem;color:var(--primary-color)}.benefit-card p{color:var(--text-light);line-height:1.8}.contact-hero{background-color:var(--primary-color);color:#fff;padding:4rem 1rem;text-align:center}.contact-hero-content{max-width:800px;margin:0 auto}.contact-hero-title{font-size:3rem;font-weight:700;margin-bottom:1rem;color:#fff;text-shadow:0 2px 4px rgba(0,0,0,.2)}.contact-hero-subtitle{font-size:1.25rem;opacity:.95;line-height:1.6;color:#fff}.contact-main{padding:4rem 1rem;background-color:#f8f9fa}.contact-layout{display:grid;grid-template-columns:1fr 1.2fr;gap:3rem;max-width:1400px;margin:0 auto;align-items:start}.contact-info-sidebar{display:flex;flex-direction:column;gap:2rem}.contact-info-header{background-color:var(--primary-color);color:#fff;padding:2rem;border-radius:12px;box-shadow:0 4px 12px #00000026}.contact-info-header h2{font-size:2rem;margin-bottom:.5rem;color:#fff;font-weight:700}.contact-info-header p{font-size:1rem;opacity:.9;margin:0;color:#fff}.contact-methods{display:flex;flex-direction:column;gap:1.5rem}.contact-method-card{background:#fff;border-radius:12px;padding:2rem;display:flex;gap:1.5rem;align-items:flex-start;box-shadow:0 2px 8px #0000001a;transition:transform .3s ease,box-shadow .3s ease;border:2px solid transparent}.contact-method-card:hover{transform:translateY(-2px);box-shadow:0 4px 16px #00000026;border-color:var(--primary-color)}.contact-method-icon{flex-shrink:0;width:56px;height:56px;background-color:var(--primary-color);border-radius:12px;display:flex;align-items:center;justify-content:center;color:#fff}.contact-method-content{flex:1}.contact-method-content h3{font-size:1.25rem;font-weight:700;margin-bottom:.5rem;color:var(--primary-color)}.contact-method-value{font-size:1.1rem;font-weight:600;margin-bottom:.25rem;color:#1a1a1a;line-height:1.5}.contact-method-value a{color:var(--primary-color);text-decoration:none;transition:color .3s ease}.contact-method-value a:hover{color:var(--primary-dark);text-decoration:underline}.contact-method-desc{font-size:.9rem;color:#666;margin:0}.contact-map-card{background:#fff;border-radius:12px;padding:2rem;box-shadow:0 2px 8px #0000001a}.contact-map-card h3{font-size:1.5rem;font-weight:700;margin-bottom:1.5rem;color:var(--primary-color)}.map-container{border-radius:8px;overflow:hidden;box-shadow:0 2px 8px #0000001a}.contact-form-sidebar{position:sticky;top:2rem}.contact-form-wrapper{background:#fff;border-radius:12px;padding:2.5rem;box-shadow:0 4px 16px #0000001a;border:1px solid #e0e0e0}.contact-form-header{margin-bottom:2rem;text-align:center}.contact-form-header h2{font-size:2rem;font-weight:700;margin-bottom:.5rem;color:var(--primary-color)}.contact-form-header p{font-size:1rem;color:#666;margin:0}.contact-form-new{display:flex;flex-direction:column;gap:1.5rem}.contact-form-new .form-row{display:grid;grid-template-columns:1fr 1fr;gap:1.5rem}.contact-form-new .form-group{margin-bottom:0}.contact-form-new .form-group label{display:block;margin-bottom:.75rem;font-weight:600;color:#1a1a1a;font-size:.95rem}.contact-form-new .form-group input,.contact-form-new .form-group select,.contact-form-new .form-group textarea{width:100%;padding:1rem;border:2px solid #e0e0e0;border-radius:8px;font-size:1rem;font-family:inherit;background-color:#fff;color:#1a1a1a;transition:all .3s ease}.contact-form-new .form-group input:focus,.contact-form-new .form-group select:focus,.contact-form-new .form-group textarea:focus{outline:none;border-color:var(--orange);box-shadow:0 0 0 4px #ff6b351a;background-color:#fff}.contact-form-new .form-group input.error,.contact-form-new .form-group textarea.error{border-color:#dc3545;background-color:#fff5f5}.contact-form-new .form-group input.error:focus,.contact-form-new .form-group textarea.error:focus{box-shadow:0 0 0 4px #dc35451a}.contact-form-new .form-group input::placeholder,.contact-form-new .form-group textarea::placeholder{color:#999}.contact-form-new .form-group textarea{resize:vertical;min-height:140px}.error-message{display:block;color:#dc3545;font-size:.875rem;margin-top:.5rem;font-weight:500}.btn-submit{width:100%;padding:1.25rem 2rem;font-size:1.1rem;font-weight:700;background-color:var(--primary-color);color:#fff;border:none;border-radius:8px;cursor:pointer;transition:all .3s ease;box-shadow:0 4px 12px #0066ff4d;margin-top:.5rem}.btn-submit:hover{transform:translateY(-2px);box-shadow:0 6px 16px #06f6;background-color:var(--primary-dark)}.btn-cta.btn-submit{background-color:var(--secondary-color);box-shadow:0 4px 12px #0066ff4d}.btn-cta.btn-submit:hover{background-color:#0047b3;box-shadow:0 6px 16px #0066ff80}.btn-submit:active{transform:translateY(0)}@media(max-width:1024px){.contact-layout{grid-template-columns:1fr;gap:2rem}.contact-form-sidebar{position:static}.contact-hero-title{font-size:2.5rem}}@media(max-width:768px){.contact-hero{padding:3rem 1rem}.contact-hero-title{font-size:2rem}.contact-hero-subtitle{font-size:1.1rem}.contact-main{padding:2rem 1rem}.contact-layout{gap:2rem}.contact-info-header{padding:1.5rem}.contact-info-header h2{font-size:1.75rem}.contact-method-card{padding:1.5rem;flex-direction:column;align-items:center;text-align:center}.contact-method-icon{margin:0 auto}.contact-map-card{padding:1.5rem}.contact-form-wrapper{padding:2rem 1.5rem}.contact-form-header h2{font-size:1.75rem}.contact-form-new .form-row{grid-template-columns:1fr;gap:1rem}.contact-form,.quote-form{padding:1.5rem}.form-row,.contact-info-grid,.process-steps,.service-info,.services-grid,.benefits-grid{grid-template-columns:1fr}.coming-soon-links{flex-direction:column;align-items:stretch}.coming-soon-links .btn{width:100%}}@media(max-width:480px){.contact-hero-title{font-size:1.75rem}.contact-form-wrapper{padding:1.5rem 1rem}.contact-method-card,.contact-info-header{padding:1.25rem}}
